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Illinois Provider Trust: Hospital Professional/General Liability

The Illinois Provider Trust (IPT) is a Hospital Professional/General Liability program serving Illinois hospitals and their affiliated physicians. Founded in 1978, IPT is a leading provider of medical professional and general liability coverage for Illinois hospitals. Since its inception, IPT has returned over $100 million in dividends to its members.

IPT operates under an early intervention claims philosophy with an emphasis on risk management programs that focus on identification of liability exposures and increased quality of care.

The Trust is managed by Illinois Risk Management Services (IRMS) which provides claims handling, risk management and other administrative services to the members.

Physician professional liability insurance is provided by Medical Alliance Insurance Company (MAIC), an admitted Illinois insurance company. Coverage is available to closely aligned physicians on staff at self-insured hospitals being served by IRMS and members of IPT. The program takes advantage of the cooperative effort between hospitals and physicians with early claims intervention that serves to reduce legal costs; prevent plaintiff attorney creation of conflict between defendants; and reduce premiums.  Read More